The public entity package underwriting team specializes in first dollar business.
This is distributed in the USA in the admitted market through an A.M. Best A (Excellent) rated carrier in target states with the exception of Illinois and Kentucky where Lloyd’s Syndicate 2987 admitted paper will be used. With an average of 25 years experience in the First Dollar market, our team has a reputation of strong expertise in this specialised sector.
Package First™ enables Brit Global Specialty USA to expand our Public & Non-profit scope from larger clients, with self-insured retentions to smaller Public Entities who purchase a standard deductible package policy.
Clients benefit from robust local underwriting, claims and loss control services offered through our US platform. The Package First™ public entity product coverage includes Property and Inland Marine, Auto Physical Damage, Auto Liability, General Liability, Public Officials’ Liability, Law Enforcement Liability, Employment Practices Liability and Crime.
Loss Control resources are available via our in-house loss control staff on an individual or agency basis. Those looking for the distance learning aspect will receive significantly discounted pricing to our proprietary TEAM™ (Train, Educate and Manage) platform. TEAM™ is a flexible risk management web-based system that provides niche content streams, access to over 100 training topics and user reports to assist the entity in mitigating risk by tracking training efforts.
Package First™ claims are handled by Gallagher Bassett Services Inc., one of the country’s largest claims service providers with a market leading reputation for Public & Non-profit expertise. Claims oversight is handled from our US headquarters in Chicago.
Property: US $50m per location and higher by special acceptance
Liability coverages: Primary limits of US $1m
Umbrella limits: US $10m